From finding the right card to knowing how to report unauthorized purchases, this handy consumerâs resource will help you swipe your plastic without guilt.
Most of these links, unless otherwise noted, are from the Financial Consumer Agency of Canada, an independent body of the federal government.
Which credit card is right for you?
We know what youâre thinking: Theyâre all pieces of plastic that allow you to spend to your heartâs content. So whatâs the big deal? Here are when choosing a credit card thatâs right for you.
Comparing credit card fees
You could be paying service fees without even knowing it. Hereâs a tool to help you .
Unauthorized credit card transactions
Donât remember buying that 52 inch LED TV last night? Hereâs what you need to do to for unauthorized credit card purchases.
How do interest charges work?
If you carry a balance on your credit card, you pay more for everything you buy. However, if you pay off your balance each month, you donât pay any interest at all. But thereâs a little more to it than that: Hereâs how .
How to manage your debt
In over your head? Use this online tool offered by Canada's Office of Consumer Affairs to help and figure out what you can do about it.
What are your rights and responsibilities?
What happens if you make a late payment? What happens if you donât get your monthly statement in time? Boring stuff, we know, but .
How do you file a complaint?
Not happy with your credit card service? Hereâs how you can .